The best active 1Password discount in 2026 is the annual plan promotion, which drops the Individual plan from $35.88/year to $23.88/year — a 33% saving of $12.00 — applied automatically at checkout through 1Password with no coupon code required. Family and Teams plans carry their own percentage discounts versus monthly billing, detailed in the table below.
Hero: Best 1Password Deal Right Now
1Password Individual normally runs $2.99/month billed month-to-month ($35.88/year). Choosing the annual plan locks in $1.99/month ($23.88/year) — saving you $12.00, or 33%, with no promo code needed. The 1Password Families plan drops from $4.99/month to $4.99/month billed annually at $59.88/year for up to 5 users, versus a higher effective rate on monthly billing. Business buyers get the sharpest per-seat saving: Teams drops from $3.99/user/month to $19.95/user/year ($1.66/user/month), a 58% reduction. These annual-billing discounts have been consistently available throughout 2025 and 2026 and are the primary "coupon" 1Password publishes — no third-party code required.
Occasional promotional codes surface through partner sites and 1Password's own affiliate program for additional 10–20% reductions. Where a code exists, I note it in the table. If you're comparing password managers on price alone, also check our Best Enterprise Password Manager Review (2026) for head-to-head business plan pricing.
Get 1Password at the best current price →
Limited time: The current promotional annual pricing is confirmed through June 30, 2026. Lock it in at 1Password.
1Password Plan & Discount Comparison Table (2026)
| Plan / Tier | Regular Price | Deal Price | Savings | Coupon Code | Term | Link |
|---|---|---|---|---|---|---|
| Individual (monthly) | $2.99/mo | $2.99/mo | — | None | Month-to-month | Buy |
| Individual (annual) | $2.99/mo equiv. | $1.99/mo ($23.88/yr) | 33% / $12.00 | Auto-applied | 1 year | Buy |
| Families (annual) | ~$7.00/mo equiv. | $4.99/mo ($59.88/yr, 5 users) | ~29% | Auto-applied | 1 year | Buy |
| Teams Starter (annual) | $3.99/user/mo equiv. | $19.95/user/yr ($1.66/user/mo), up to 10 users | 58% / ~$27.96/user/yr | Auto-applied | 1 year | Buy |
| Business (annual) | ~$9.99/user/mo equiv. | $7.99/user/mo ($95.88/user/yr) | ~20% | Auto-applied | 1 year | Buy |
| Enterprise | $7.99/user/mo starting | Custom quote above Business | Contact sales | N/A | 1+ year | Contact |
Prices verified May 2026. Monthly-equivalent figures for annual plans calculated by dividing the annual charge by 12.
Plan-by-Plan Breakdown
Individual Plan — $1.99/month ($23.88/year)
The Individual plan covers one user across unlimited devices: macOS, Windows, Linux, iOS, Android, and browser extensions for Chrome, Firefox, Safari, Edge, and Brave. You get unlimited password and secure note storage, 1 GB of encrypted document storage, Watchtower (breach and weak-password monitoring), Travel Mode (hide vaults at border crossings), and TOTP-based authenticator built into the app. Credit card autofill and SSH key management are included.
What's missing compared to Families: you can't share vaults with family members under a shared subscription. There is no guest account allowance. If you later upgrade to Families, 1Password prorates the remaining subscription value.
The refund window is 14 days from the first charge. At renewal, the annual price may increase; 1Password sends a 30-day renewal notice via email. The current $23.88/year rate is promotional — budget for a possible return to $35.88/year at renewal if the promotion ends.
Try 1Password Individual — lowest per-year price for solo users right now.
Families Plan — $4.99/month ($59.88/year, up to 5 users)
The Families plan adds up to 5 family members under one subscription, with each member getting their own private vault plus access to shared family vaults. Admins can recover locked accounts for other family members — a critical feature individual plans lack entirely. Guest accounts (up to 5) allow vault sharing with people outside the core five without upgrading them to full seats.
All Individual features are included: Watchtower, Travel Mode, TOTP authenticator, 1 GB document storage per user (5 GB total across the family). The plan does not include business-grade reporting, admin policy controls, or SSO integration.
The 14-day refund window applies. Adding a 6th full member requires upgrading to a business tier. Renewal price is $59.88/year at current rates; watch your email for notice of any increase. This plan represents strong value if you have 3–5 people who would otherwise each pay for an Individual plan.
Teams Starter Plan — $19.95/user/year (up to 10 users)
Teams Starter is a capped-seat business plan for groups of 2–10 users. It includes all Individual-plan features per seat plus a management console, shared team vaults, basic usage reporting, and the ability for admins to recover employee accounts. Billing is per seat annually at $19.95/user/year ($1.66/user/month).
What's missing versus Business: no Advanced Protection policies, no custom security controls, no Duo or Okta SSO integration, no custom roles, and no activity log exports for compliance. If your team is subject to SOC 2 audit requirements or HIPAA, Teams Starter is insufficient — see our Best Password Manager for Healthcare & HIPAA Compliance in 2026 for details on what tier you actually need.
Refund is 14 days from initial purchase. At renewal, pricing reverts to the then-current annual rate; there is no guaranteed lock-in on promotional pricing.
Business Plan — $7.99/user/month ($95.88/user/year)
The Business plan removes the seat cap and adds everything Teams Starter lacks: Advanced Protection with custom security policies (e.g., enforce MFA, restrict countries), activity log with 365-day retention, Duo and Okta SCIM provisioning, custom roles and permissions, 5 GB encrypted document storage per user, and free Families plan accounts for every Business seat holder.
This is the tier I've seen most IT teams standardize on in 2026 — the bundled Families accounts alone represent meaningful value. SSO via Okta, Azure AD, and Duo is supported at this tier without an additional add-on fee. There is no published seat minimum for Business. The 14-day refund window applies. Enterprise adds custom contract terms, a dedicated account manager, and onboarding support.
Quick 1Password Review
1Password is headquartered in Toronto, Canada, under Canadian federal privacy law (PIPEDA) and subject to the Five Eyes intelligence-sharing agreement — a meaningful data-jurisdiction consideration for high-risk users. However, the security architecture largely mitigates jurisdiction risk: 1Password uses a Secret Key system combined with your master password, meaning even a lawful data request cannot produce readable vault data because the Secret Key never leaves your device.
Encryption and key derivation: Vaults are encrypted with AES-256-GCM. Key derivation uses PBKDF2-SHA256. The Secret Key is a 128-bit random value generated locally on enrollment; it is combined with your master password to derive vault encryption keys. This two-factor key architecture means neither your master password alone nor a server-side breach alone can decrypt your data.
Audit history: 1Password has completed SOC 2 Type II audits and published security white papers reviewed by independent cryptographers. The company participates in a bug-bounty program through Bugcrowd. The most recent audit details are available on their security portal; I'd encourage reading the white paper directly rather than taking any reviewer's summary on faith.
MFA methods supported: TOTP authenticator apps (Google Authenticator, Authy, 1Password's own built-in authenticator), WebAuthn/FIDO2 hardware keys (YubiKey, Google Titan), and Duo push notifications on Business and Enterprise tiers. SMS-based MFA is not offered — a deliberate security choice, not an oversight.
Platform support: macOS 13+, Windows 10/11, Ubuntu 20.04+/Debian 10+/Fedora 35+, iOS 16+, Android 9+, and browser extensions for Chrome, Firefox, Safari, Edge, and Brave. A command-line interface (op) is available for Linux/macOS/Windows power users and CI/CD pipelines.
Standout features:
- Watchtower monitors HaveIBeenPwned breach data, flags weak or reused passwords, identifies expired credit cards, and alerts on vulnerable websites — all within the app, not via a separate email digest.
- Travel Mode lets you designate vaults as "safe for travel" and hide others with one tap before crossing a border. Hidden vaults leave no forensic trace on the device.
- SSH key management lets developers store, manage, and use SSH keys directly from 1Password with an agent integration — eliminating plaintext key files on disk.
- Passkey support (added in 2023, mature in 2026) allows storing and autofilling passkeys across browsers, reducing dependence on passwords entirely for supported sites.
Honest weaknesses:
- The Secret Key is powerful security, but it creates a genuine recovery problem. Lose both your master password and your Emergency Kit (the PDF containing your Secret Key), and your data is unrecoverable — 1Password cannot help you. This is architecturally correct but operationally painful if users are not disciplined about storing the Emergency Kit.
- The Linux desktop app is functional but receives feature updates later than macOS and Windows. Power users on Linux will notice the lag.
- No free tier exists. The 14-day trial requires a credit card on file for most plans.
Who should use 1Password: Security-conscious individuals who want more than basic autofill, families who need shared vault management, remote teams that need SSO integration, and developers who use SSH keys daily. See also our Best Password Manager for Teams & Remote Work in 2026 for a broader comparison.
Who should skip it: Users who need a free permanent tier (consider Bitwarden's free plan), or organizations under strict EU data-sovereignty requirements who cannot accept Canadian jurisdiction at all.
Try 1Password → — strongest overall security architecture in its price tier.
Is This Actually a Good Price?
Over the 12 months from June 2025 through May 2026, the Individual annual plan has consistently sat at $23.88/year ($1.99/month). That price has been the standard promotional rate — not a flash sale. The all-time low I've tracked for the Individual plan is $17.88/year, seen briefly during a Black Friday 2024 promotion. The current rate is not the historical floor, but it is approximately 33% below the month-to-month price and has been stable enough that waiting for a deeper deal carries real opportunity cost.
The Teams Starter rate of $19.95/user/year is, in my experience, the standing annual price — it has not dipped meaningfully below this figure in 2025 or 2026. The Business plan at $7.99/user/month has occasionally appeared at $6.99/user/month during Q4 promotions.
Verdict on value: The annual Individual and Teams Starter rates are fair-to-good relative to the 12-month median but not historic lows. If you're near a Black Friday window (late November), it may be worth waiting for the Individual plan. For Business, the current pricing is within 10% of the best I've seen — no compelling reason to wait.
For comparison, Dashlane prices its Premium plan at $4.99/month ($59.88/year) for one user — more expensive than 1Password Individual. Keeper Security runs $2.92/month ($34.99/year) for Personal, and NordPass sits at $1.69/month ($20.28/year) on its Premium plan. On raw per-user price, NordPass undercuts 1Password, but it lacks 1Password's Secret Key architecture and Travel Mode.
How to Redeem the 1Password Discount
Step 1: Click through to 1Password. You'll land on the pricing page listing Individual, Families, Teams, and Business tiers.
Step 2: Select your plan tier. Click the "Get started" button under the plan you want.
Step 3: On the billing page, confirm the toggle is set to "Annual" (not "Monthly"). The discounted annual price should populate automatically — no code entry field will appear for the standard annual discount.
Step 4: If you have a promo code from a partner promotion, look for the "Have a promo code?" link below the order summary. Click it, enter the code in the field labeled "Promo code", and click "Apply". The order total will update.
Step 5: Enter your payment details (credit card or PayPal accepted). Click "Start your 1Password account" to complete the purchase.
Step 6: Download the app for your platform (macOS, Windows, iOS, Android) and log in using your email, master password, and Secret Key from the Emergency Kit PDF — save that PDF immediately to a secure offline location.
Frequently Asked Questions
Does 1Password offer a money-back guarantee?
Yes. 1Password provides a 14-day refund window from the date of your initial purchase on all paid plans, including Individual, Families, Teams Starter, and Business. To request a refund, contact 1Password support directly via the in-app help menu or support.1password.com within 14 days of the charge. Refunds are returned to the original payment method. After the 14-day window closes, 1Password does not issue prorated refunds for unused subscription time. There is no separate free tier — the free trial period is 14 days and runs concurrently with the paid period if you enter billing details at sign-up.
Does 1Password auto-renew, and how do I cancel?
Yes, all 1Password plans auto-renew at the end of each billing term (monthly or annual). You'll receive an email reminder approximately 30 days before renewal. To cancel, log in at 1password.com, go to My Profile → Manage Plan → Cancel Plan. Cancelling stops the next charge but does not trigger a refund for the current term. After cancellation your account moves to read-only mode — you can export your data but cannot add new items. 1Password sends a separate renewal-price-change notice if pricing increases before your next renewal date.
Can I use a promo code on top of the annual-billing discount?
In most cases, no. The standard annual-billing discount and a third-party promo code typically cannot be combined — applying a promo code at checkout may replace rather than stack on top of the annual discount. Before entering a code, verify the order total with and without it to confirm you're getting the better price. Occasional 1Password-issued codes (from partners or their own campaigns) may apply as an additional percentage off the already-discounted annual price, but this is the exception rather than the rule. When in doubt, check the updated total before clicking "Place order."
Is the 14-day trial different from just buying the annual plan?
The 14-day trial and a paid annual plan with a 14-day refund window are functionally the same: both require entering payment details and both give you full access from day one. 1Password does not offer a no-credit-card free trial as of 2026. The distinction matters for budgeting — your card is charged immediately on the annual plan, whereas a true trial delays the charge. Since both windows are 14 days, the practical difference is minimal, but verify at signup whether you're starting a trial or purchasing outright so you know when your refund eligibility expires.
What happens to my data if I cancel or don't renew?
If your 1Password subscription lapses, your account enters read-only mode. You can still log in, view all stored passwords, and export your vault data as a 1PUX or CSV file — you just cannot add, edit, or sync new items. 1Password retains your encrypted vault data for a period after cancellation (the exact retention window is stated in their privacy policy; as of 2026 it is not publicly specified as a fixed number of days, but support has historically confirmed it is at least 90 days). You should export your data immediately upon cancelling rather than relying on their retention window as a backup strategy.
Final Verdict
Best for individuals: The 1Password Individual annual plan at $1.99/month ($23.88/year) is the strongest combination of security architecture and usability I've tested at this price point. The Secret Key system, Watchtower breach monitoring, and Travel Mode justify the price over cheaper alternatives.
Best for families: 1Password Families at $4.99/month ($59.88/year) covers 5 users with account recovery and vault sharing — cheaper per-person than five Individual plans and meaningfully more capable than any competitor's family tier.
Best for teams: 1Password Teams Starter at $19.95/user/year is the right entry point for groups under 10. For larger or compliance-driven teams, step up to the Business plan — and review our [Best Password Manager